New Hampshire is one of several states offering education funding programs such as ESA (Education Savings Accounts) and EFA (Education Freedom Accounts) that help families customize their children’s education.

Among these programs, New Hampshire offers one of the most accessible education funding options for families seeking flexible learning opportunities.

Through the New Hampshire Education Freedom Account (EFA) program, eligible families can receive education funds that can be used for approved educational expenses such as curriculum, tutoring, online learning platforms, and other learning resources.

For homeschooling families, EFA funds can help cover the cost of high-quality curriculum, learning tools, and educational materials.

In this guide, we’ll explain:

• What the New Hampshire EFA program is
• Who qualifies for EFA funds
• What EFA funds can pay for
• How homeschooling families use EFA funds
• How to apply and start using your EFA funds

The New Hampshire Education Freedom Account (EFA) program allows eligible families to receive education funding that can be used for approved educational expenses.

Instead of education funds going directly to a public school, the money is placed in a parent-controlled account. Families can then use these funds to purchase approved educational services, curriculum, materials, and learning tools.

This approach allows families to create a personalized learning experience that fits their child’s educational needs.

Many families use EFA funds for homeschooling expenses such as:

• Homeschool curriculum
• Online learning programs
• Educational software
• Tutoring services
• Books and learning materials

For homeschooling families, this funding can significantly reduce the cost of quality educational resources.

The New Hampshire EFA program is available to families who meet specific eligibility requirements.

To qualify, families generally must:

• Be residents of New Hampshire
• Have a child eligible for K–12 education
• Meet income eligibility requirements (based on household income guidelines)

The program was originally limited to lower-income households but has expanded in recent years to allow more families to participate.

Funding amounts typically range from approximately:

$4,500 to $5,200 per student each year, depending on the student’s educational needs.

New Hampshire EFA funds can be used for a wide range of education-related expenses.

Common approved uses include:

• Homeschool curriculum
• Textbooks and workbooks
• Educational books

• Reading comprehension programs
• Educational apps
• Online learning platforms

• Tutors
• Learning specialists
• Educational services

Many homeschooling families combine traditional curriculum with digital learning tools to create a balanced educational routine.

For example, a parent might use:

• A structured reading curriculum
• Weekly tutoring sessions
• An AI-powered reading platform to strengthen vocabulary and comprehension

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Yes. New Hampshire EFA funds can be used to pay for approved homeschool curriculum and other educational resources.

This includes textbooks, curriculum materials, tutoring services, online learning platforms, and educational software.

Many homeschooling families use EFA funds to build a complete learning environment that includes both traditional curriculum and modern digital tools.

Many homeschooling families in New Hampshire use EFA funds to build a structured daily learning routine.

For example:

• Reading (15–20 minutes)
• Vocabulary practice
• Writing or comprehension activities

• Math curriculum
• Project-based learning

• Independent reading
• Creative activities
• Outdoor learning

Short daily reading sessions help children strengthen comprehension and build vocabulary over time.

Many families use Chalky for their daily reading block — short sessions with AI-powered comprehension support that fits naturally into any homeschool routine. See how Chalky works

If you're planning to use EFA funds in New Hampshire, the process generally includes the following steps:

Families apply through the Children’s Scholarship Fund New Hampshire, which administers the EFA program.

Once approved, funds are deposited into the student’s Education Freedom Account.

Families can use EFA funds to purchase approved curriculum, tutoring services, and learning platforms.

Parents can create a flexible learning routine tailored to their child’s educational goals.

Reading comprehension is one of the most important skills children develop during homeschooling.

The right tools help children build vocabulary, strengthen critical thinking, and gain confidence with books.

Chalky helps children practice reading through structured sessions while parents receive insights that show exactly where their child is improving.

🟡 Start using Chalky with your EFA funds

Chalky is already being used by homeschool families across the United States. Here's what some of them are saying:

Yes. New Hampshire EFA funds can be used for approved educational expenses including homeschool curriculum, tutoring services, learning platforms, and educational materials.

Funding amounts typically range from approximately $4,500 to $5,200 per student per year, depending on the student’s needs.

Yes. EFA funds can be used for approved digital learning platforms such as reading comprehension programs, educational apps, and other educational tools.

New Hampshire families have access to one of the most flexible education funding programs in the country through the Education Freedom Account (EFA) program.

For homeschooling parents, this funding can make it easier to access the curriculum, tutoring, and learning tools needed to support their child’s education.

If you're looking for ways to strengthen your child’s reading skills as part of your homeschool routine, Chalky can be a great place to start.

Use your EFA funds with Chalky

Chalky is an EFA-compatible learning platform that helps children build reading comprehension, vocabulary, and critical thinking — with AI insights that keep parents informed every step of the way.