Arkansas introduced one of the newest education funding programs in the United States. Through the Education Freedom Account (EFA) program created under the LEARNS Act, families can receive state education funds to support their child’s learning.
For homeschooling families, EFA funds can help cover the cost of curriculum, learning platforms, tutoring, and other educational tools.
In this guide, we’ll explain:
What the Arkansas EFA program is
Who qualifies for EFA funds in Arkansas
What ESA funds can pay for
How homeschooling families use ESA funds
How to apply and start using your ESA

Arkansas EFA Program at a Glance
Key Information | Arkansas ESA Program |
|---|---|
Program Name | Education Freedom Account (EFA) |
State | Arkansas |
Funding Amount | Approximately $6,600 per student per year |
Eligible Students | K–12 students in Arkansas |
Program Law | Arkansas LEARNS Act |
What ESA Funds Can Pay For | Curriculum, tutoring, online learning platforms, educational software |
Managed By | Arkansas Department of Education |
What Is the Arkansas EFA Program?
The Education Freedom Account (EFA) program allows Arkansas families to receive education funding from the state and use it for approved educational expenses.
Instead of all education funding going directly to a public school, the funds are placed in a parent-controlled account.
Parents can then use these funds to purchase educational tools that support their child’s learning.
This gives families flexibility to build a personalized education plan that fits their child’s needs.
Many families use ESA funds for:
Homeschool curriculum
Online learning programs
Educational software
Tutoring services
Books and learning materials
For homeschooling families, this funding can make it easier to access high-quality educational resources.

Who Qualifies for ESA in Arkansas?
The Arkansas ESA program began under the LEARNS Act, with a phased rollout.
In the early years of the program, priority is given to:
Students with disabilities
Families below certain income levels
Students leaving public schools
Over time, the program is expanding access to all Arkansas K-12 students.
To qualify, families typically must:
Be Arkansas residents
Have a child eligible for K-12 education
Use ESA funds only for approved educational expenses
ESA funding in Arkansas is approximately:
$6,600 per student per year.

What Can ESA Funds Pay For?
Arkansas ESA funds can be used for a variety of education-related expenses.
Common examples include:
Curriculum and Learning Materials
Homeschool curriculum
Textbooks and workbooks
Educational books
Learning Platforms and Software
Reading comprehension programs
Educational apps
Online learning platforms
Instructional Support
Tutors
Learning specialists
Educational services
Many homeschooling families combine curriculum, tutoring, and digital learning tools to create a balanced learning routine.
For example, a parent might use:
A structured reading curriculum
Weekly tutoring sessions
An AI-powered reading platform to strengthen vocabulary and comprehension
🟡 Looking for an ESA-approved reading program? Chalky helps kids build comprehension and vocabulary through structured reading and AI-powered insights. Try Chalky with your ESA funds

Can Arkansas ESA Pay for Homeschool Curriculum?
Yes. Arkansas ESA funds from the Education Freedom Account (EFA) program can be used to pay for approved homeschool curriculum and other educational learning resources.
This includes curriculum materials, textbooks, learning platforms, tutoring services, and other instructional tools used by homeschooling families.
Many families combine a core curriculum with additional learning tools to support reading comprehension, vocabulary development, and critical thinking.
How Homeschool Families Use ESA Funds
Many homeschooling families in Arkansas use ESA funds to build a simple daily learning routine.
For example:
Morning learning block
Reading (15–20 minutes)
Vocabulary practice
Writing or comprehension activities
Midday
Math curriculum
Project-based learning
Afternoon
Independent reading
Creative activities
Outdoor learning
Short, consistent reading sessions are especially effective for building vocabulary and comprehension skills.
Programs that combine structured reading with comprehension support can help children stay engaged and develop confidence with books.
Many families use Chalky for their daily reading block — short sessions with AI-powered comprehension support that fits naturally into any homeschool routine. See how Chalky works
Getting Started With ESA in Arkansas
How the Arkansas EFA Works (Step-by-Step)

Step 1 – Apply for ESA
Families apply through the Arkansas Department of Education EFA portal once applications open.
Step 2 – Receive Approval
After approval, the state deposits funds into your Education Freedom Account.
Step 3 – Choose Learning Tools
Parents can then use the funds to purchase approved educational materials and programs.
Step 4 – Build Your Homeschool Routine
Most families build a flexible learning schedule that includes reading, math, exploration, and hands-on learning.

Using ESA Funds for Reading and Learning Tools
Reading comprehension is one of the most important skills children develop during homeschooling.
The right tools help children build vocabulary, develop analytical thinking, and gain confidence with books.
Chalky helps children practice through structured reading sessions, while parents receive insights that show exactly where their child is improving.
What Arkansas families are saying
Chalky is already being used by homeschool families across the United States. Here's what some of them are saying:
Already trusted by 200+ homeschool families across the U.S.
"We use it as our reading comprehension for homeschool. Three out of my four kids use it almost daily."
“This can change the way students learn!"
FAQ: Arkansas ESA Program
Can ESA funds be used for homeschooling in Arkansas?
Yes. Arkansas Education Freedom Account (EFA) funds can be used by eligible homeschooling families to pay for approved educational expenses such as curriculum, textbooks, online learning platforms, tutoring services, and other learning materials.
How much money do Arkansas ESA students receive?
Most students receive approximately $6,600 per year through the Arkansas Education Freedom Account program. These funds can be used to support a variety of educational tools and resources.
Can ESA funds pay for online learning platforms?
Yes. ESA funds can be used for approved digital learning platforms, including reading comprehension programs, educational apps, and online learning tools that support student development.
Final Thoughts
Arkansas families are gaining access to new education funding opportunities through the Education Freedom Account (EFA) program created by the LEARNS Act.
For homeschooling parents, this funding can help create a personalized learning environment with the tools their child needs to succeed.
If you want to strengthen your child’s reading skills as part of your homeschool routine, Chalky is a great place to start.
Use your Arkansas EFA funds with Chalky
Chalky is an ESA-approved learning tool that helps children build reading comprehension, vocabulary, and critical thinking — with AI insights that keep parents informed every step of the way.
Using ESA? You can start immediately →

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